As winter approaches, safeguarding your home against freezing temperatures becomes paramount. Frozen pipes not only disrupt water supply but can also lead to significant water damage if they burst. At Hooper Insurance, we're committed to helping you protect your home during the colder months.

Understanding the Risk

Pipes freeze when exposed to temperatures below 32°F (0°C), especially those in unheated areas like basements, attics, garages, or exterior walls. Water expands as it freezes, increasing pressure within pipes and potentially causing them to rupture.

Preventative Measures

• Insulate Exposed Pipes

Use foam insulation or heat tape on pipes in unheated areas to maintain warmth. Proper insulation can significantly reduce the risk of freezing.

• Seal Cracks and Openings

Inspect your home for gaps around windows, doors, and where pipes enter the house. Sealing these openings prevents cold air from reaching pipes.

• Maintain a Consistent Thermostat Setting

Keep your thermostat set to the same temperature during day and night. Avoiding temperature fluctuations helps prevent pipe freezing.

• Allow Faucets to Drip

Letting a faucet drip slightly keeps water moving, reducing the chance of freezing. Focus on faucets connected to exposed pipes.

• Open Cabinet Doors

Opening cabinets under sinks allows warm air to circulate around pipes, especially those on exterior walls.

• Disconnect and Drain Outdoor Hoses

Remove and store garden hoses. Close inside valves supplying outdoor faucets and open the outside taps to drain any remaining water.
If Your Pipes Freeze

• Keep the Faucet Open:

As you treat the frozen pipe, water will begin to flow, helping melt the ice.

• Apply Heat:

Use a heating pad, hair dryer, or portable space heater to warm the frozen section. Avoid open flames.

• Know When to Call a Professional:

If you cannot locate the frozen area, cannot access it, or cannot thaw it, it's time to call a licensed plumber.

Insurance Considerations

Homeowners insurance typically covers sudden and accidental water damage from burst pipes. However, damage resulting from negligence, such as failing to maintain adequate heating, may not be covered. Regular maintenance and prompt attention to potential issues are crucial.

For personalized advice and to ensure your policy provides adequate protection, contact Hooper Insurance at 423-472-1744 or visit our website at www.hoopins.com.

Additional Resources
For more detailed information on preventing frozen pipes, refer to the American Red Cross guidelines.
Stay proactive this winter to protect your home and ensure peace of mind. With Hooper Insurance by your side, you’re covered no matter what the season brings.